Privacy Policy
1. We Value Your Privacy:
Elite Total Insurance is committed to protecting personal information, adhering to laws (state insurance regs), and using data only for necessary business/service purposes.
2. Information We Collect
- Personal Identifiers: Name, address, email, phone, DOB.
- Financial & Account Info: Payment details, bank info, account numbers.
- Policy & Claims Data: Policy numbers, claim details, medical info (if applicable), coverage history.
- Government IDs: Driver's license, NPI.
3. How We Use Your Information (Lawful Basis)
- To Provide Services: Underwriting, policy issuance, claims processing, service requests (contract necessity).
- Legal Obligations: Comply with laws, regulations, audits (legal requirement).
- Business Operations: Fraud prevention, improving services, communication (legitimate interest).
- Marketing: With your explicit consent.
4. How We Share Your Information
- Insurance Carriers: To get quotes, manage policies.
- Service Providers: Third parties assisting with operations (IT, claims support).
- Legal Compliance: Law enforcement, courts (as required by law).
- No Sale: We don't sell personal info.
5. Data Retention
- Period: Retain only as long as necessary for business/legal reasons (e.g., policy duration, legal claim periods).
6. Your Privacy Rights (Varies by State)
- Access/Correction: Request copies, update/correct data.
- Deletion: Request deletion (subject to legal holds).
- Opt-Out: Opt-out of targeted ads or data sales if applicable.
7. Sharing of Customers Information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Messaging Terms and Conditions
You consent to receive informational text message responses in relation to your initial communication. Message frequency varies. Message and data rates may apply. You may opt out of receiving text SMS at any time by replying STOP or by sending an email to elitetotalinsurance@gmail.com. Reply HELP for Support.
